LOOKING FOR FINANCE
Applying with Auto Sales Hub is quick, simple, and hassle-free.
Auto Sales Hub works with the leading finance companies to get you the best deals. We also do all the hard work so you don’t have to worry about a thing. You can apply online in minutes and we will get back to you ASAP with an answer. Typical interest rates start from 6.5% to 17.5%. Fixed and Variable interest rates are available. No fee or commission is charged by Auto Sales Hub Limited to the customer. Finance company charges may apply.
REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
Auto Sales Hub Limited is authorized and regulated by the Financial Conduct Authority (FCA No 973630). Finance is subject to status and income, Applicants must be 18 or over. Terms and Conditions apply. We act as a credit broker, not as a lender, for the introduction to a limited number of finance providers from whom we may be paid a commission for effecting the introduction. Registered office: 83 Wolverhampton Street, Wednesbury, WS10 8UE.
We receive payment from the credit provider for introducing you to them. The amount we receive could vary by credit provider and may be a higher amount in relation to certain products compared with other products available. The payment received may also be higher depending on the interest rate you are charged and this can also be affected by the term and product you receive. Typically commission received is a fixed fee or a percentage of the amount you borrow. We will not charge you any fee for our services. Commission Disclosure for Regulated Clients Financial Conduct Authority (FCA) The Financial Conduct Authority (FCA) expects any intermediary to disclose to the customer that a commission may be payable by the owner or creditor to the intermediary, and, if the customer asks, the amount of that commission. The Financial Conduct Authority has made it clear that “commission” means any financial consideration. If you would like us to disclose any potential commission we earn? Please make your request to our office address or by Post: 83 Wolverhampton Street, Wednesbury, Walsall, WS10 8UE. Alternatively, by emailing info@autosaleshub.co.uk or by Telephone: 07391 250 592 Happy to discuss this when convenient.
Initial Disclosure Document About our finance services Auto Sales Hub Limited 83 Wolverhampton Street, Wednesbury, WS10 8UE
1. The Financial Conduct Authority (FCA)
The FCA is the independent watchdog that regulates financial services. Use this information to decide if our services are right for you.
2. Whose products do we offer?
Auto Sales Hub Limited is a Credit Broker, not a Lender. Our approach to financing vehicle sales is to use the strong relationship we have with Motion Finance 2017 Ltd and we will introduce you to them to source finance products from a panel of lenders and intermediaries to assist with your vehicle purchase. We are not an independent financial advisor and do not make recommendation. However, we will provide you with information on products which may suit your requirements based on information you disclose to assist you in making an informed decision on your purchase. You may be able to obtain funding for your purchase from other providers and you are encouraged to seek alternative quotations.
3. What services will we provide you with?
We will provide you with information to assist with your funding decision on: Credit Agreements – Hire Purchase, Conditional Sale, Personal Contract Purchase, Lease Purchase, Personal Loan.
4. Will you have to pay us for our Finance services?
No, you make no payment to us. Instead, the broker we introduce you to will pay us for introducing you to them. You have the right to request that we disclose the commission amount. To do this email us at info@autosaleshub.co.uk. Any commission payments will not affect the amounts you pay under your finance
agreement, all of which are set by the broker concerned. The amount of any commission paid will relate to the amount you borrow, the term of your loan and the interest rate charged. This commission is either a fixed fee or calculated as a percentage of your loan advance.
5. Who regulates us?
Auto Sales Hub Limited is directly authorised and regulated by the Financial Conduct Authority for consumer credit and insurance distribution activities. Our Firm Reference Number is 973630.. Our FCA permitted business is arranging finance contracts. You can check this on the FCA Register by visiting the FCA web site at
www.fca.org.uk.
6. What to do if you have a complaint:
If you wish to register a complaint, please contact us by writing to Compliance Manager, Auto Sales Hub Limited , 83 Wolverhampton Street, Wednesbury, WS10
8UE or by phone on 07821657996.
If you cannot settle your complaint with us you may be entitled to refer it to the Financial Ombudsman Service www.financialombudsman.org.uk.
7. Where can you read a copy of our privacy policy?
You can read our privacy policy at www.autosaleshub.co.uk
8. Disclaimer:
By making this application you agree that Searches will be carried out against you with licensed credit reference agencies and those agencies will retain
a record of this information for other lenders/agencies to see. The information provided on this application may be passed on to one or more lenders who may also conduct searches with one or more credit reference agencies. This information may also be used for occasional debt tracing. You have a right to receive a copy of the information a lender/agency holds about you if you apply to them in writing and pay a fee. The personal information collected will be shared with fraud prevention agencies who will use it to prevent fraud and money laundering and to verify your identity. If fraud is detected you could be refused certain services, finance or employment. Further details explaining how the information held by fraud prevention agencies may be used can be obtained by reading our Privacy Notice or contacting the lender's customer services team.